Frequently Asked Questions

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Frequently Asked Questions •

We understand — financing can be complicated. At Rocky View Breeders Association, we keep things straightforward, flexible, and rooted in common sense. Whether you're applying for the first time or looking to expand your operation, these FAQs cover the most common questions we hear from Alberta producers.

Have a question not listed here? Contact Us — we’re happy to help.

  • You must be an Alberta cattle producer and you’ll need to meet basic credit and security requirements, which we can walk you through.

  • We offer financing for:

    • Heifer calves

    • Bred heifers

    • Bred cows (under and over 5 years old)

    • Cow-calf pairs

    • Bulls (under the Bull Program)

    Sheep and other livestock are not currently eligible under RVBA.

  • Loan Maximum
    Up to $500,000 per operation, with exceptions up to $1,000,000 (subject to additional credit assessment).

  • As of March 2025, rates are:

    • Prime + 0.90% for breeding loans (currently 5.85%)

    • WeCAP interest-bearing portion: Prime – 0.50%

    We always recommend checking current rates before applying.

  • Depending on your loan agreement, annual payments are due either June 15 or December 15. We work with your schedule to make it manageable alongside your production cycle.

  • The Western Cash Advance Program (WeCAP) provides interest-free and low-interest operating loans to help producers with seasonal cash flow. Repayment is due within 30 days of selling your product (cattle, crops, or sheep). RVBA can assist with applications and paperwork.

  • RVBA serves producers in South Central Alberta. You're welcome to work with us if you're located in our region. Otherwise, we’ll direct you to the Feeder Association that’s best suited for your location.