BREEDER LOANS

Backed by Alberta Beef Producers. Powered by ABFI.

Line drawing of a mother cow and a calf standing together on grass

ABOUT RVBA & ABFI

At Rocky View Breeders Association, we offer livestock financing programs through our partnership with Alberta Breeder Finance Inc. (ABFI). These programs are built to support cattle producers like you—whether you’re expanding your herd, holding calves for better market timing, or investing in breeding stock.

As your local Feeder Association, RVBA provides hands-on support, personalized guidance, and fast turnaround times. And because we’re cattle producers too, we get what you’re up against—and we’re here to help you make the most of every opportunity.

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PROGRAM UPDATES 2025

Bull Program
We now offer a Bull Program for producers with at least 20 cows on contract. This program provides financing options tailored to help you expand or upgrade your breeding herd. Full terms and repayment options are available—contact us for more details.

Youth Program
We’re proud to support the next generation of cattle producers. Our Youth Program is open to young producers aged 14–18 and provides financing for up to 20 cows and one bull, with a qualified co-signer. It’s a great way to get started in the industry with guidance and support.

Increased Financing Limits
We’ve raised our loan limits to better meet your operational needs:
• Standard maximum: $500,000
• With additional credit assessment: up to $1,000,000

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Why Finance Through RVBA?

As your local Feeder Association, Rocky View Breeders Association offers financing through Alberta Breeder Finance Inc. (ABFI)—a program built by producers, for producers. Whether you're growing your herd or just getting started, here’s what sets us apart:

Line drawing of cow and calf on grass, facing forward.

Flexible, Producer-Focused Financing

Get up to 100% financing on breeding stock with loan terms of up to 6 years.
Eligible costs include branding, preg-checking, commissions, and clearing charges (trucking not included).

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Low Security Requirements

Most loans require just a 10% security deposit, which can come from pooled equity or the cattle themselves.
Note: Bull Program loans require a 20% deposit.

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Competitive Rates & High Limits

Borrow up to $500,000, with possible exceptions up to $1,000,000 (subject to credit review). Enjoy a competitive interest rate of Prime + 0.90% (Current effective rate: 5.85% as of March 13, 2025)

A group of cows and calves standing in a snowy field under a cloudy sky, with hay on their backs.
A brown and white cow and a smaller, brown calf standing in a snow-covered field with hay, fenced by a wooden fence in the background.
A black cow between two brown cows in a snowy outdoor setting.
Close-up of a young red calf with blue eyes, snow on its nose, and a red ear tag marked 146 in a snowy outdoor setting.
Young calves standing on straw bedding in a winter farm setting.

How It Works

From Application to Approval—Here’s What You Need to Know

Whether you're a seasoned producer or just getting started, applying through RVBA is designed to be straightforward and stress-free. Our programs are built with Alberta cattle and crop producers in mind—so you’ll find practical terms, clear instructions, and real support along the way. Once your application is submitted, our team will review it promptly and connect with you if anything else is needed.

1

Download the Application Form

Program applications are available for individuals, partnerships, and corporations. Choose the form that matches your program and business type. The forms are listed here.

2

Complete the Application

Fill out the form and include all required documentation, such as purchase invoices, insurance, or financial statements, depending on the program.

3

Submit Your Application

Please send your completed application package to Rocky View Breeders Association. We’ll review your submission and follow up with the next steps.

Black and white dairy cow standing in a grassy field among other cows.
A white calf walking on a grassy field under a blue sky with some clouds.

  • • Heifer Calves – One-year term
    • Bred Heifers – Five-year term
    • Bred Cows (under 5 years) – Five-year term
    • Older Cows (over 5 years) – Two-year term
    • Cow-Calf Pairs (under 5 years) – Five-year term
    • Cow-Calf Pairs (over 5 years) – Two-year term
    • Bulls – Two-year term

  • (Effective June 3, 2025)

    These are the current program maximums. ABFI may adjust them based on market conditions. The Local Feeder Association may also recommend a lower amount if deemed appropriate.

    • Heifers (Open Replacement) to Breed – $3,600/hd
    • Bred Heifers – $4,750/hd
    • Youthful Bred Cows (under 5 years) – $4,750/hd
    • Older Bred Cows (over 5 years) – $3,750/hd (2-year loan)
    • Cow-Calf Pairs (under 5 years) – $6,500/pair
    • Cow-Calf Pairs (over 5 years) – $5,900/pair (2-year loan)
    • Bulls – $9,500/hd

  • • Loan Administration Fee: 0.5% of the total cattle value (minimum $250), included in the loan
    • Annual Payment Dates: Choose from June 15 or December 15
    • Cull Sales Proceeds: Applied directly to your loan principal upon receipt
    • Replacements: ABFI-financed cows can be culled and replaced with either purchased or existing

Let’s Connect

We’re producers ourselves, so we understand the rhythm of ranch and farm life — and we’re proud to support fellow cattlemen and women across South Central Alberta with straightforward, dependable financing.

📩 rockyviewbreeders@gmail.com
📞 403.813.5227

Badge for Rocky View Breeders Association, South Central Alberta, includes illustrations of a cow, calf, and a stylized icon of an animal's head.
The logo for ABFI
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Logo of the Feeder Associations of Alberta Limited featuring the acronym FAA with a red arc above and a red checkmark below.